About this sample portfolio
The demo uses one fictional investor's portfolio of 6 positions across crypto, US and Australian shares, an ETF and cash. It is valued at $142,863.20 in US dollars against $66,142.00 invested. Compndr reads the same kind of data from your own transactions — quantities, purchase prices and dates — and values every position at current prices.
Holdings
| Asset | Quantity | Price | Value | Allocation | Unrealised P&L |
|---|---|---|---|---|---|
| Bitcoin (BTC) | 0.45 | $107,977.78 | $48,590.00 | 34.01% | +$29,622.50 |
| NVIDIA Corporation (NVDA) | 60 | $428.52 | $25,711.20 | 18.00% | +$20,167.20 |
| iShares Core S&P 500 ETF (IVV) | 25 | $857.04 | $21,426.00 | 15.00% | +$7,623.50 |
| Ethereum (ETH) | 3.2 | $5,356.25 | $17,140.00 | 12.00% | +$9,524.00 |
| Commonwealth Bank (CBA) | 40 | $392.80 | $15,712.00 | 11.00% | +$9,784.00 |
| Cash (CASH) | 14,284 | $1.00 | $14,284.00 | 10.00% | — |
Prices and returns are illustrative. Unrealised P&L is quantity × (price − average cost).
Composition and concentration
Bitcoin is the largest position at 34.01% of value. The three largest positions account for 67.01%. By asset class: Crypto 46.01%, US Equity 18.00%, ETF 15.00%, AU Equity 11.00%, Cash 10.00%. Compndr describes how a portfolio is structured; it does not score it or tell you what to buy or sell.
Contributions versus investment performance
Money you add is a contribution, not a gain. Compndr separates the two: this sample portfolio's $142,863.20 value is made up of $66,142.00 invested plus $76,721.20 of investment change (+115.99%). A deposit raises the value without changing the return; a price move changes both.
How the projection works
Projection starts from the portfolio's current value and applies only the assumptions you set — a regular contribution, an annual growth rate and a time horizon — compounding them forward. Compndr never chooses an expected return for you. The result is a mathematical scenario, not a prediction or recommendation. In the demo, assumptions stay in your browser and are not saved.
How Journey uses your activity
Journey reads recorded transactions — purchases, sales, deposits and dividends — and writes milestones only from what those records support, in date order. Replay animates the portfolio's history so you can see how it was built. It never invents past events.